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Users may access and use data and material on this site for personal, informational, non-commercial purposes in accordance with the Terms of Use and Disclaimer.  Users may not remove, add or modify text or data. No user may extract, repackage, reproduce or further distribute any portion of site without prior permission from, and credit to, the firm. The firm has no responsibility or liability for the deletion, maintenance, or accuracy of any data or material on this site.

This website, incorporated materials, design and arrangement, may be protected by copyright, trademark, unfair competition, and other intellectual and proprietary rights, and the firm does not grant any express or implied rights to the use of such materials. Trademarks, logos and service marks displayed on the site are the property of the firm or third parties, and use is not permitted without prior consent of the firm or such third parties.

Nothing in this website represents a public solicitation of investment services, nor offers to buy or sell securities, nor specific advice or recommendation of action. Past results provide no assurance of future performance. Users assume all risks associated with viewing any data or materials on the site, including any reliance on accuracy, completeness or usefulness. In no event shall the firm or its officers, employees, partners or suppliers be responsible for any liability incurred in connection with use or access to the site.

The firm can not guarantee that functions contained in website will be uninterrupted or error-free, that defects will be corrected, or that the site or server that makes it available are free from viruses or technical difficulties. Further relevant disclosures are found under Disclaimer.

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